What kind of insurance does Blue Cross offer?

What kind of insurance does Blue Cross offer?

Individual Health Insurance For Yourself and Your Family Maternity, newborn and pediatric care. Mental health care & substance abuse treatment. Laboratory services, prescription drugs, and disease management. Rehabilitative services and devices.

Is Blue Cross Blue Shield PPO insurance?

The BCBS PPO is a preferred provider organization (PPO) that combines the advantages of a national network with the option to use physicians and facilities outside the network, but at a higher cost. When you join the BCBS PPO, you are not required to choose a primary care physician.

What is the difference between FFS and PPO?

An FFS option that allows you to see medical providers who reduce their charges to the plan; you pay less money out-of-pocket when you use a PPO provider. When you visit a PPO you usually won’t have to file claims or paperwork. In “PPO-only” options, you must use PPO providers to get benefits.

What companies have Blue Cross Blue Shield?

Blue Cross became an association in 1960 and merged with the Blue Shield Association in 1982, forming one of the largest health insurance providers in the United States. Major BCBS health insurance companies include Anthem, CareFirst, Regence, and Highmark.

What are the types of Blue Cross Insurance?

There are different types of blue cross blue shield insurance plans you can use, either for yourself or your entire family. They include: • Family and Individual Health Insurance Plans. These plans are referred to as major medical or comprehensive coverage.

Does Blue Cross Blue Shield have a Medicare Advantage plan?

Blue Cross Medicare Advantage Choice Plus is a 2019 Medicare Advantage plan from Blue Cross Blue Shield of Texas that’s available in Fayette County , Texas. It is a Preferred Provider Organization (PPO) health plan. It includes a prescription drug plan (Part D).

What does Blue Cross Blue Shield insurance plans mean?

The Blue Cross/Blue Shield plans are called indemnity plans, meaning they reimburse the patient for medical expenses incurred. Indemnity insurers are not responsible directly to physicians for payment, although physicians typically submit claims information to the insurers as a convenience for their patients.